PPT-Interest

Formulas Equal Payment Series Lecture No 7 Chapter 3 Contemporary Engineering Economics Copyright 2016 Equal Payment Series P F 0 1 2 N 0 1 2 N A A A 0 N Equivalent Future Worth. Introduction II Political Reform Act of 1974 A The General Prohibition Learn how Simple Interest works. Calculate . Simple Interest. Communicate Simple Interest . concepts to . customers. Objectives. Common Misconceptions. Customer gets charged daily interest only when they are . The Effective Annual . Rate (EAR). Indicates the total amount of interest that will be earned at the end of one year. The EAR considers . the effect of compounding. Also referred to as the effective annual yield (EAY) or annual percentage yield (APY). (Chapter 6). The cost of money. The price, or cost, of debt capital is the interest rate.. The price, or cost, of equity capital is the required return. The required return investors expect is composed of compensation in the form of dividends and capital gains.. TRAINING. 2014. ICE BREAKER. WHAT ARE YOUR EXPECTATIONS?. THE LABOR MANAGEMENT RELATIONSHIP. Just what is it, anyway?. What is the union representative’s role?. What is the supervisor’s role?. Who is responsible for improving the relationship?. Michael Casper, Compliance Manager. September 10, 2015. Conflicts Prohibited. . No covered persons may obtain a financial interest or benefit from a CDBG-assisted activity, or have an interest in any contract, either for themselves or those with whom they have family or business ties, during their tenure or for one year thereafter. . Interest Rates. To identify what interest rates are and how they change . To analyse the impact changing interest rates have on businesses. To evaluate the effects of the changing interest rates on a real life business. C. ategorize them as: economic, environmental, equality, consumer/public interest, or professional/government. Which types benefit non-members, as well as members?. Bellringer. Interest Groups. Chapter 9 . GUIDELINES. A Learning Module Created . by the . Dominion Leadership and Development Committee. Overview. For the purposes of this discussion, a conflict of interest shall be a conflict between the personal, professional or vocational interest of a member of the executive and/or . Finances Part I. Sales Tax. Optional for individual states.. How to compute sales tax:. (Total cost of item) x (percent of sales tax) = amount of sales tax. Cost of item + amount of sales tax = register price. Fundamentals of Finance – Lecture 3. Measuring Interest Rates. Present Value:. A dollar paid to you one year from now is less valuable than a dollar paid to you today. Why?. A dollar deposited today can earn interest and become 1 x (1+i) one year from today. . Interest Groups and Lobbyists. Interest Groups – organizations dedicated to a political goal or goals. Examples: NAACP, AMA, Sierra Club. Interest groups engage in lobbying. Origin: people would wait in the lobby of the Capitol trying to get to legislators as they came and went.. This adjustment computes the interest component of the revenue requirement. The interest expense (component) is computed by multiplying the rate base by weighted cost of debt. The calculated interest expense is then compared against the interest expense used by the Company in its computation of test year income tax expense. The tax effect of the difference in interest expense is the adjustment for interest synchronization. The effect of this adjustment is to ensure that the revenue requirement reflects the tax savings generated by the interest component of the revenue requirement. . Interest. You EARN interest when you put $ into a savings account.. You PAY interest when you borrow money...bank, loan, credit card. Interest. - amount earned or paid for the use of money.. P. rincipal.