PPT-High Deductible Health Plans

Neeraj Sood Associate Professor and Director of Research Acknowledgement My studies were funded in part by a grant from the National Institute of Aging NIA and the NIH Common Fund for Health Economics Grant R01AG043850 and a grant from the California Health Care Foundation . Neeraj Sood. Associate Professor and Director of Research. Acknowledgement. My studies were funded . in part by a grant from the National Institute of Aging (NIA) and the NIH Common Fund for Health Economics (Grant R01-AG043850) and a grant from the California Health Care Foundation. . Plans offered . ARBenefits. offers 3 plans to Active, COBRA and Non-Medicare members through Health Advantage. . ARBenefits. offers 1 plan to the Medicare retiree members through . Qualchoice. .. ARBenefits. Health Savings Account. Glastonbury Public Schools. May 6. ,. 2013. Presenter: Josh Steffenson. All sample values and calculations are according to GEA negotiated benefits. Dollar amounts for other bargaining units will vary.. Lydia Mitts, Senior Policy Analyst . Silver and bronze plans are most popular, but most have high upfront out-of-pocket costs. 2015 Average Silver Plan Deductible: $2,658. Fewer plans cover services pre-deductible. Employer . Plans, 2016. Notes. : Base silver plans have an actuarial value of about 0.7, meaning . an . average of 70 percent of costs are covered; CSR 73, CSR 87, and CSR 94 silver plans have actuarial values of 0.73, 0.87, and 0.94, respectively. The most recent employer-based insurance survey . Real . National Health Expenditure (NHE) and . Gross Domestic Product (GDP) per Capita, 1961–2012. Data: Authors’ calculations based on data from U.S. Bureau of Economic Analysis.. Source: Adapted from D. Blumenthal, K. Stremikis, and D. Cutler, “Health Care Spending—A Giant Slain or Sleeping?” . Plan (HDHP). with Health savings account (HSA). 2018 open enrollment: October 23 – November 10, 2017. INTRODUCING THE HDHP with HSA. Effective January 1, 2018, Bentley will introduce a High Deductible Health Plan (HDHP) with a Health Savings Account (HSA. Jim Nobles. CAE, . Consolidated Nuclear . Security. 10:15 – 10:40 a.m. .. July 16, 2015. 1. Cadillac Health Care Tax . July 16, 2015. 2. What is it. ? . . A permanent, non-deductible annual tax on high-cost employer-sponsored health care coverage that provides a generous level of . Open Enrollment 2014. State Employee Health Plan . Selecting Your Health Plan. Pick a plan design (A, B or C). Which plan design provides the coverage you and your family need?. What is the total plan cost? What is the member contribution?. Open Enrollment 2014. State Employee Health Plan . Selecting Your Health Plan. Pick a plan design (A, B or C). Which plan design provides the coverage you and your family need?. What is the total plan cost? What is the member contribution?. HSA 2000 w/MMRx (Aggregate) In-Network Deductible Coinsurance (member cost)0%40% Coinsurance maximum out of pocket (excludes deductible)N/A$5,000 Individual/$10,000 Family Copay primary careCoinsuran Health Savings Account. What is a QHD. High Deductible Health Plan (HDHP). Qualified plan as defined by the IRS. No first dollar benefits, all services are subject to the deductible before the plan will pay. Exception is Routine Preventive Care as defined by the IRS.. August 6, . 2019. What is a CDHP?. A Consumer-Directed Health Plan (CDHP) is a . high-deductible health plan. paired with a spending account for out-of-pocket expenses, most commonly a . Health Savings Account (HSA). . Introductions. Derek Smith. dereksmith@alpinedistrict.org. Cynthia Blankenship . cblankenship@nea.org. Documents In Your Toolkit. Prior to today’s presentation, you received a health care bargaining toolkit. Now is the time to refer to it.  .