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Discussion of Wu et al. “The Benefits Trajectory and Labor Market Experience of Older Discussion of Wu et al. “The Benefits Trajectory and Labor Market Experience of Older

Discussion of Wu et al. “The Benefits Trajectory and Labor Market Experience of Older - PowerPoint Presentation

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Discussion of Wu et al. “The Benefits Trajectory and Labor Market Experience of Older - PPT Presentation

Lauren Hersch Nicholas Johns Hopkins School of Public Health amp School of Medicine August 3 2017 Summary and Contributions Longstanding questionconcern Does DI determination process get it right ID: 753910

medicare health survey work health medicare work survey applicants data 650 limits due pre ssdi denied older benefits spending

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Slide1

Discussion of Wu et al. “The Benefits Trajectory and Labor Market Experience of Older Workers Who Were Denied SSDI on the Basis of Work Capacity”

Lauren Hersch Nicholas

Johns Hopkins School of Public Health & School of Medicine

August 3, 2017Slide2

Summary and Contributions

Longstanding question/concern: Does DI determination process get it right?

Combine multiple survey and administrative data sources to describe experiences of older workers initially denied SSDI benefits

Focus on those denied due to work capacity

Majority ultimately receive benefits due to appeals/reapplication

Significantly larger than share than those rejected due to healthSlide3

Remaining Questions

What happens between initial denial and acceptance among those with work capacity denials?

Further health declines?

Better application strategies?

Many applicants across all groups appear healthy on some measures- what happens to these people vs. those sicker at baseline

How different is this group vs. other claimers? Most never-SSDI applicants claim before FRA, tooSlide4

Health and Medicare Utilization by Benefit Claiming Type

DI recipients

DI Rejected applicants

OASI at 62-64

OASI at 65+

Medicare Spending at 65

9,415

6,9753,4592,736Medicare Spending at 7010,7336,7735,6405,545Health Limits Work Pre-650.9610.590.59Health Limits Housework Pre-650.650.540.310.34Health Limits Activities Pre-650.310.220.240.23Observations1,475404,1623,540

Notes:

Health and Retirement Study survey data from 1996 – 2008 linked to Medicare administrative claims data for respondents enrolled in Fee-for-Service Medicare for the 365 days after their 65

th

(70

th

) birthday. Medicare spending in 2008 $. Slide5

Suggestions/Extensions

HRS survey data and other linkages can fill in some gaps

Job demands (survey and/or O*Net linkage)

Employment shocks, i.e. mass layoffs

State economic conditions

New health conditions

Possible comparison group(s)- similarly disabled non-applicants, individuals close to early eligibilitySlide6

% of Older Adults Working for Pay by Year of Age