by UConn Goldenson Center Bijie Hao Yuchen Lu ZhenJack Zhang Presented By What is Fixed Index Annuity Data Analysis amp Compare FIA with Variable Annuity ID: 659922
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Slide1
Fixed
Index Annuity
Directed by: UConn Goldenson Center
Bijie
Hao
Yuchen
Lu
Zhen(Jack
)
Zhang
Presented By:Slide2
What
is Fixed Index Annuity
Data Analysis &Compare FIA with Variable Annuity
Potential Risk and Market Overview
AgendaSlide3
What
is Fixed Index Annuity
1.
2.
3.
A
certain range of return
Fixed
Your portfolio
Index
Common features
of annuity
AnnuitySlide4
Fixed
Calculating methods: Annual Reset, High-Water Mark, Point-to-Point,Ways to charge: Cap, Spread
What
is Fixed Index AnnuitySlide5
Index
Choices of indices:S&P 500, Russell 2000, Nasdaq 100, 10-year Treasury BondS&P 500 5% Risk Control, Barclays US Dynamic Balance Index, PIMCO Tactical Balanced Index
What is Fixed Index AnnuitySlide6
How
it works
What is Fixed Index AnnuitySlide7
Top 10 Annuity Sellers
:
What is Fixed Index AnnuitySource: HealthLifepro http://www.lifehealthpro.com/2016/08/18/top-10-annuity-providers-q2-2016RankingsCompany Name1
AIG2Jackson National Life3New York Life4
Allianz
5TIAA6AXA7Lincoln Financial Group8
MetLife9Prudential10American Equity Investment LifeSlide8
What
is Fixed Index Annuity
Data Analysis &Compare FIA with Variable Annuity
Potential Risk and Market Overview
AgendaSlide9
Data Analysis
&
Compare
FIA with
Variable Annuity
Return
Rates
Comparison Between Different Indexing Methods
Accumulation
Value
Comparison Between
Company’s
Account and Policyholder’s Account
Accumulation
Value Comparison Between
FIA and
Variable Annuity
1
2
3Slide10
1Slide11
1Slide12
Return
Rate
Comparison Between Different Indexing Methods
1Slide13
Return
Rate
Comparison Between Different Indexing Methods
1Slide14
FIA Linked to
S&P 500 Index
Annual Reset Indexing
High-Water MarkPoint-to-Point
2Slide15
FIA Linked to
S&P 500 Index
Annual Reset Indexing
High-Water MarkPoint-to-Point
2Slide16
FIA Linked to
S&P 500 Index
Annual Reset Indexing
High-Water MarkPoint-to-Point
2Slide17
Accumulation
Value Comparison Between Variable Annuity and FIA
3Slide18
Accumulation
Value Comparison Between Variable Annuity and FIA
3Slide19
What
is Fixed Index Annuity
Data Analysis &Compare FIA with Variable Annuity
Potential Risk and Market Overview
AgendaSlide20
Surrender
Risk
01
02
Static
, Customized Hedging
Dynamic Hedging
03
Market
Risk
Mortality
Risk
Surrender
Fee
Bonus on PremiumsCredit Better Interest
Mortality Reinsurance
Annuity Reinsurance
Potential
Risk and Market OverviewSlide21
Market Overview
SaleSlide22
Market Overview
SaleSlide23
Market Overview
SaleSlide24
U
pside
potential with downside protection
Customer
Needs
G
uaranteed
lifetime incomeSlide25
Competition
with Other ProductsSlide26
Thank you for Listening!
&
Q
A