PPT-Savings & Investing Are:

Safe Liquid Used For Large Purchases Emergencies Financial Security Savings Tools Are Checking Account Savings Account Money Market Account Certificate of Deposit U S Savings Bond. "Take Charge of Your Finances" Advanced Level. Saving and Investing. Once an appropriate amount of . liquid assets are reached. Recommend refocusing goals from saving to investing. Remember: . The purpose of savings is to develop financial security. What is Investing?. Most people do this through investing. . Investing. is the p. urchase of . assets. with the goal of increasing future income. Characteristics:. Focuses on . wealth accumulation. Swarn Chatterjee. Department of Financial Planning, Housing, & Consumer Economics. University of Georgia. Topics for today’s discussion. Financial Capability. Behavioral Economics: The role of psychology in financial decision making. A BIG OPPORTUNITY. BANKING INDUSTRY . 40 . Crore. Bank Account Holders. Rs. 100 . Lakh. . Crore. Bank Deposits. Rs. 26 . Lakh. . Crore. in Savings Account. MF INDUSTRY . 1.5 Crore MF Investors. Why Save?. Main Idea:. Savings consist of income set aside for future use.. How does that benefit YOU . (the individual)?. A person receives . interest. on a savings plan for as long as the funds are in the account.. Taking care of your future wealth. What is the difference between saving and investing?. Portion of current income not spent on consumption. Saving. Purchase of assets with the goal. . of increasing future income. It’s Your Money. Save, spend or invest with your HSA. Welcome!. 2. HSAs are the most tax-advantaged account in America!. What is an HSA?. 5 reasons to maximize . use of your HSA. Getting started. $. The Road to Financial Independence. Personal Finance . Essentials:. 8 Financial Priorities. Discussion Topics. 1. Perspectives: Spiritual matters. 2. Investing Basics: Before you start. 3. Investment Vehicles: The shopping carts. Money: . http://. www.econedlink.org/interactives/index.php?iid=189&type=educator. the Fed: . http://www.stlouisfed.org/education_resources/in-plain-english-video/. What Makes Money Important?. Section 1-Reasons for Saving and Investing. Savings. Money set aside for the future (also known as deferred spending). Emphasis on “safety of principal”—protecting the balance in your account. Types of savings—safe, because these are FDIC Insured. Take a moment to picture your retirement dreams . Take a moment to picture your retirement dreams . Take a moment to picture your retirement dreams . Take a moment to picture your retirement dreams . Selection . and Management of Investments. Brief Summary of ESG & Faith-Based Investing. . DR. IRENE KIM, CPA. ASSOCIATE DEAN OF STUDENTS & FINANCE DIRECTOR. BUSCH SCHOOL OF BUSINESS. ESG Growth Forecast. Table 1. Types of Investments. Cash. Stocks. Options. Futures. Checking Accounts. Money Market Accounts/Funds. Junk Bonds. Bond Mutual Funds. Stock Mutual Funds. Treasury Bills. Penny-stocks. Real Estate And Property Management. https://youtu.be/6B6UkD3inaA. Diagnostic. Imaging. Where to $. ave. ?. Bank account. For day to day banking. It is not earning any significant interest for you. High Interest savings accounts. Accounts are safe.