PPT-© Annie Patton Personal Banking and Commercial Banks

Annie Patton Personal Banking and Commercial Banks The Role of The Bank Opening a Bank Account Current Accounts Deposit Accounts ATM Machines Loans Internet Banking Night Safes Foreign Exchange. Chapter 11. Commercial banks as a sector of financial institutions industry. Depository institutions. A significant proportion of their funds come from customer deposits.. Differences in Balance Sheets of Commercial Banks and Nonfinancial Firms. Commercial Banks. . A. Commercial . Banks. The . traditional commercial bank . functions. : . financial . intermediation (transform deposits into . loans), and . facilitate . payments (through bank drafts or checks). . Lesson . 8. LEARNING OBJECTIVES. After studying this lesson, you should be able to:. 8.1. 8.2. 8.3. Understand bank balance sheets. Describe the basic operations of a . commercial bank. Explain how banks manage risk. 1791: The First Bank of the US was established to hold the government’s $$, help the government to tax, regulate commerce, and issue a single currency. 1861: The Second Bank of the US was established to restore stability and order to the monetary system.. 3/22/2011. Financial Institutions. Type of Intermediary. Primary Liabilities. Primary Assets. Depository. Institutions (banks). Commercial Banks. Deposits. Business. and consumer loans, mortgages, US . 1. Credit Crisis of 2007 - 2009. Lenders Made “Sub-Prime” Mortgages. Borrowers. . had insufficient income to make monthly payments. Many mortgages had “teaser” rates. Low payments resulting in negative amortization. Chapter . 20. The Money Supply . and Banking . Systems. Copyright © 2017, . 2015, 2013 Pearson . Education, Inc. All Rights . Reserved. Learning Objectives . (1 of 2). 20.1 . List the four financial functions of money, and define two key measures of the money supply.. O’BRIEN. Money,. Banking, and. the Financial System. The Economics of Banking. C H A P T E R. 10. LEARNING OBJECTIVES. After studying this chapter, you should be able to:. 10.1. 10.2. 10.3. Understand bank balance sheets. O’BRIEN. Money,. Banking, and. the Financial System. The Economics of Banking. C H A P T E R. 10. LEARNING OBJECTIVES. After studying this chapter, you should be able to:. 10.1. 10.2. 10.3. Understand bank balance sheets. Topics. 1. Banks. . a. Nature of business. b. Authority to incorporate and operate. c. Classification of Banks. 2. Functions of Banks. a. Deposit Function. b. Loan Function. c. Other functions. © Annie Patton Financial Service Providers What is a Financial Service Provider? A financial service provider is an institution that manages money and offers services such as saving, taking out loans, and opening accounts to its customers Bank. . Muhammad . Azhar. Department . of West Asian and North African Studies. Every country has a particular bank which acts as a leader of the country’s money market. It supervises, controls and regulates the activities of commercial banks and other financial institutions.. . Deo. Bcom. 2. Department of Commerce. M.L . AryaCollege,Kasba. A commercial bank is a financial institution which performs the functions of accepting deposits from the general public and giving loans for investment with the aim of earning profit.. - Part I -. Investment Banking. . . What is Investment Banking. 20. th. century term, in 1930. th. Refer to business of helping other business creating securities. . Issuing stocks. Issuing bonds.