PPT-COMMERCIAL BANKS

Bank A bank is a commercial or state institution that provides financial services including issuing money in various forms receiving deposits of money lending money and processing transactions and the creating of credit . Chapter 11. Commercial banks as a sector of financial institutions industry. Depository institutions. A significant proportion of their funds come from customer deposits.. Differences in Balance Sheets of Commercial Banks and Nonfinancial Firms. Commercial Banks. . A. Commercial . Banks. The . traditional commercial bank . functions. : . financial . intermediation (transform deposits into . loans), and . facilitate . payments (through bank drafts or checks). . Lesson . 8. LEARNING OBJECTIVES. After studying this lesson, you should be able to:. 8.1. 8.2. 8.3. Understand bank balance sheets. Describe the basic operations of a . commercial bank. Explain how banks manage risk. 3/22/2011. Financial Institutions. Type of Intermediary. Primary Liabilities. Primary Assets. Depository. Institutions (banks). Commercial Banks. Deposits. Business. and consumer loans, mortgages, US . O’BRIEN. Money,. Banking, and. the Financial System. The Economics of Banking. C H A P T E R. 10. LEARNING OBJECTIVES. After studying this chapter, you should be able to:. 10.1. 10.2. 10.3. Understand bank balance sheets. O’BRIEN. Money,. Banking, and. the Financial System. The Economics of Banking. C H A P T E R. 10. LEARNING OBJECTIVES. After studying this chapter, you should be able to:. 10.1. 10.2. 10.3. Understand bank balance sheets. © Annie Patton Personal Banking and Commercial Banks The Role of The Bank Opening a Bank Account Current Accounts Deposit Accounts ATM Machines Loans Internet Banking Night Safes Foreign Exchange Bank. . Muhammad . Azhar. Department . of West Asian and North African Studies. Every country has a particular bank which acts as a leader of the country’s money market. It supervises, controls and regulates the activities of commercial banks and other financial institutions.. bank. is a commercial or state institution that provides financial services , including issuing money in various forms, receiving deposits of money, lending money and processing transactions and the creating of credit. . M.L ARYA COLLEGE, KASBA. Agency and General Utility Services provided by Modern Commercial Banks. You have already learnt that the primary activities of commercial banks include acceptance of deposits from the public and lending money to businessmen and other members of society. Besides these two main activities, commercial banks also render a number of ancillary services. These services supplement the main activities of the banks. They are essentially non-banking in nature and broadly fall under two categories: . . Deo. Bcom. 2. Department of Commerce. M.L . AryaCollege,Kasba. A commercial bank is a financial institution which performs the functions of accepting deposits from the general public and giving loans for investment with the aim of earning profit.. Internal Sources. External Sources. Internal Sources. Raised from the within the enterprise itself.. Owner’s capital – deposits, equity, loans by owner, partners, directors.. Personal loans – Provident fund, LI policy, buildings, investments, retention of profits, conversion of some assets. II. Secondary Functions . Agency Functions . Banks render a number of useful services to the customers apart from performing the primary functions. . Commercial banks act as agents of their customers in following ways- . &. Early Detection Collection Alternatives. Edmund P. Kos. Beckman Lawson, LLP. 201 W. Wayne St.. Fort Wayne, IN 46802. Telephone: 260-425-1659. Facsimile: 260-420-1013. Email: ekos@beckmanlawson.com.