Can You Cope With The Rising Medical Costs? PowerPoint Presentation

Can You Cope With The Rising Medical Costs? PowerPoint Presentation

2016-08-06 96K 96 0 0

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Medical Coverage Series. Do you know that an operation that cost . RM 50,000 . today, would cost . RM 202,277 . in 10 years’ time?. Medical Coverage Series. That cost would eventually balloon. up to. ID: 435877

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Can You Cope With The Rising Medical Costs?

Medical Coverage Series

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Do you know that an operation that cost RM 50,000 today, would cost RM 202,277 in 10 years’ time?

Medical Coverage Series

That cost would eventually balloon

up to

RM 406,853

given another 5 more years!!

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1

st-Principle

All conversation & discussion shall remain CONFIDENTIAL.

SAC’s Principle

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2nd-Principle

Will NOT FORCE SELL anything if it doesn’t suit the client’s needs.

SAC’s Principle

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3

rd-Principle

We ensure every sen work for client’s BEST BENEFITS.

BENEFIT

METRE

PREMIUM

METRE

SAC’s Principle

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Comparison Between Smart Medic (Old) and Smart Medic

Xtra

(New) and Smart Premier Health (Premier)

Medical Card

Smart Medic

Smart Medic

Xtra

(

Newest)

Smart Premier Health (

New)

Room / Board

200

200

180

Increase to the Initial Hospital Room and Board**

-

-

10% Increase every 3 policy years (max 100%) - if no claim

Intensive Care Unit

As charged

As charged

As

charged

Annual Limit*

120,000

(upgradable to get additional 10x)

120,000

(upgradable to get additional 10x)

100,000

Increase to the Initial Overall Annual Limit

12,000 increase every 3 policy years (if no claim)

12,000 increase every 3 policy years (if no claim)

10,000 increase every 3 policy years (if no claim)

Lifetime Limit*

1,200,000

(upgradable to unlimited)

1,200,000

(upgradable to unlimited)

2,000,000

Co-insurance

10% (Max RM500)

20% if upgrade R&B (Max RM3000)

No

No

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Comparison Between Smart Medic (Old) and Smart Medic

Xtra

(New) and Smart Premier Health (Premier)

Medical Card

Smart Medic

Smart Medic

Xtra

(

Newest)

Smart Premier Health (

New)

Room / Board

200

200

180

Increase to the Initial Hospital Room and Board**

-

-

10% Increase every 3 policy years (max 100%) - if no claim

Intensive Care Unit

As charged

As charged

As

charged

Annual Limit*

120,000

(upgradable to get additional 10x)

120,000

(upgradable to get additional 10x)

100,000

Increase to the Initial Overall Annual Limit

12,000 increase every 3 policy years (if no claim)

12,000 increase every 3 policy years (if no claim)

10,000 increase every 3 policy years (if no claim)

Lifetime Limit*

1,200,000

(upgradable to unlimited)

1,200,000

(upgradable to unlimited)

2,000,000

Co-insurance

10% (Max RM500)

20% if upgrade R&B (Max RM3000)

No

No

Pre-Hospital Diagnostic Tests

60 days

60 days

60 days

Pre-Hospital Specialist Consultation

60 days

60 days

60 days

Post-Hospitalisation Treatment*

90 Days

(upgradable to 180 days)

90 Days

(upgradable to 180 days)

180 days

Organ Transplant (Donor or Receiver - once per lifetime)

-

As charged

As

charged

Daily Guardian Benefit (Max 180 days)**

-

-

As

charged

Day Surgery

Subject 10% co-insurance

As charged

As

charged

Ambulance Fees

Subject 10% co-insurance

As charged

As

charged

Outpatient Cancer Treatment

Subject 10% co-insurance

As charged

As

charged

Outpatient Kidney Dialysis Treatment

Subject 10% co-insurance

As charged

As

charged

Outpatient Physiotherapy Treatment (181st - 360th day after hospital discharge)

-

-

As

charged

(Limit 8,000)

Emergency Accidental Outpatient Treatment

As

charged

(Limit 4,000)

As

charged

(Limit 4,000)

As

charged

(Limit 4,000)

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Comparison Between Smart Medic (Old) and Smart Medic

Xtra

(New) and Smart Premier Health (Premier)

Medical Card

Smart Medic

Smart Medic

Xtra

(

Newest)

Smart Premier Health (

New)

Room / Board

200

200

180

Increase to the Initial Hospital Room and Board**

-

-

10% Increase every 3 policy years (max 100%) - if no claim

Intensive Care Unit

As charged

As charged

As

charged

Annual Limit*

120,000

(upgradable to get additional 10x)

120,000

(upgradable to get additional 10x)

100,000

Increase to the Initial Overall Annual Limit

12,000 increase every 3 policy years (if no claim)

12,000 increase every 3 policy years (if no claim)

10,000 increase every 3 policy years (if no claim)

Lifetime Limit*

1,200,000

(upgradable to unlimited)

1,200,000

(upgradable to unlimited)

2,000,000

Co-insurance

10% (Max RM500)

20% if upgrade R&B (Max RM3000)

No

No

Pre-Hospital Diagnostic Tests

60 days

60 days

60 days

Pre-Hospital Specialist Consultation

60 days

60 days

60 days

Post-Hospitalisation Treatment*

90 Days

(upgradable to 180 days)

90 Days

(upgradable to 180 days)

180 days

Organ Transplant (Donor or Receiver - once per lifetime)

-

As charged

As

charged

Daily Guardian Benefit (Max 180 days)**

-

-

As

charged

Day Surgery

Subject 10% co-insurance

As charged

As

charged

Ambulance Fees

Subject 10% co-insurance

As charged

As

charged

Outpatient Cancer Treatment

Subject 10% co-insurance

As charged

As

charged

Outpatient Kidney Dialysis Treatment

Subject 10% co-insurance

As charged

As

charged

Outpatient Physiotherapy Treatment (181st - 360th day after hospital discharge)

-

-

As

charged

(Limit 8,000)

Emergency Accidental Outpatient Treatment

As

charged

(Limit 4,000)

As

charged

(Limit 4,000)

As

charged

(Limit 4,000)

Home Nursing Care

-

-

4000 (Limit per confinement, max 180days per lifetime)

Daily-Cash Allowance at Malaysian Government Hospital**

50

(upgradable to RM 150)

50

(upgradable to RM 150)

180 (per day, Max 180 days per policy year)

Intraocular Lens

 

Up to 1000 per eye and max of 2000 per lifetime

Up to 1000 per eye and max of 2000 per lifetime

Accidental Death Benefit

15,000

15,000

30,000

Critical Surgery Recovery Benefit

-

-

20000 (per lifetime, 7-day survival)

Government Tax

-

-

Reimbursement

Medical Report

-

-

As

charged

(Max 150)

No Claim Discount

No

No

Yes (10%,15%,20%,25%)

Cover until

Age 80

Age 80

Age 80

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www. .

com.my

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