DRIP CAPITAL - PDF document

DRIP CAPITAL TRADE FINANCE SIMPLIFIED Who We Are 2 We are a US based FinTech company, focusing on solving working capital problem for Exporters using technology Partner with FIEO and EEPC Offices in Delhi, Mumbai and Bangalore with Pan India sales presence Raised $20M from Sequoia and Accel Member of Factors Chain International FCI More than

₹2500+Cr Of Trade Financed Working With 300+ Exporters Work Across Exporters in 60+ Cities Work Across Buyers in 40+ Countries OUR SOLUTION Drip Bridges the Working Capital Gap… …by Export Factoring Simple Trade Finance Transaction Exporter Buyer 80% Payment (Day 0) 2. Dispatch Goods (Day 0) 1. 20% payment 5. 100% Payment 4. Shipme

nt Reaches (Day 30) 3. 4 Drip funds the exporter on the same day of shipment. With pricing as low as 0.7% per month Our Offering 5 Drip Capital offers Collateral - Free Post Shipment finance to Exporters by Discounting Invoices Collateral Free working capital Credit limit upto $2.5M Pricing as low as 0.7% p.m. 2 min online application Minima

l paperwork Automated risk assessment Drip services the underserved SME segment 6 Banks Primary Focus Annual Sales � $50M Annual Sales � $300K Onboarding � 1 month days Underwriting Extensive Paperwork Digital - first Collateral Hard collateral required Not required Invoice Financing Physical Paperwork Digital Processes E

valuation Criteria Past Financial Performance Evaluate Trade History and Buyers Exporters might face difficulties in getting bank financing due to lack of collateral or weak financials OUR PROCESS Drip customer onboarding process 8 Legal Documentation Automated Underwriting One - click Financing DIGITAL Automated underwriting of exporter. L

imits are set in 2 - 3 days Exporter uses portal for one - click financing ADD INVOICE 2 Min Application Exporter fills out 2 min application form digitally. Drip informs exporter of eligibility in 24hrs Exporter digitally e - signs legal documents Drip Capital’s Commercial Structure 9 Facility Size The total annual credit limit (funds

) made available Up to $2.5 million Advance Amount Advance upfront payment made to the exporter on shipment of goods Up to 80% of the net invoice value Interest on Advance Interest charged to the exporter for the duration specified in the payment term on the advance amount 5.5% to 8% per annum Payment Duration Credit terms extended to the

Buyer Up to 120 days from Bill of Lading Factoring Commission Fee charged to the exporter for factoring service 0.3% per month Term of Agreement Total period of engagement between the exporter and Drip Renewable every 12 months Commercials Description Commercials Range Technology Platform 10 Live dashboard with ability to track status of sub

mitted invoices & transactions EXPORTER DASHBOARD INVOICE TRACKING Technology Platform 11 Seamless shipment tracking with comprehensive invoice details EXPORTER DASHBOARD INVOICE TRACKING OUR CREDENTIALS 0.7 0.9 2.6 0.4 1.7 2016 2017 2018* Value shipped Value financed Here’s what our Customers Say 13 Agro Products Exporter Exports packaged

and processed food products since 2012 Based in Amritsar, Punjab, India. Primary markets are the US and Canada Drip share of wallet vs. exports USD millions 3x GROWTH in less than 2 years With Drip Family owned and operated We were able to significantly increase sales to existing customers by shortening our working capital cycle.

Thanks to Drip, we have also added new buyers by offering competitive credit terms. Business Owner Why Exporter works with Drip ✓ Bank LOC insufficient to fund growth ✓ Insisting advance payment terms from buyers could result in loss of business 1.1 2.2 0.6 2.1 2017 2018* Value shipped Value financed Here’s what our Customers Say

14 Engineering Goods Exporter Exports specialized pipe fittings since 2009 Based in Chennai, Tamil Nadu, India. Primary markets are the US and UK Drip share of wallet vs. exports USD millions Why exporte r works with Drip ✓ Bank LOC insufficient to fund growth ✓ Drip helped exporter take higher exposure on his buyers ✓ Buyer fi

nds it more convenient to locally pay in US Public Limited Company Drip's credit offering helped us keep our shipments running smoothly. With access to working capital, we not only recovered a large chunk of lost business, but also grew it even further Managing Director 2x GROWTH in less than 1.5 years With Drip In The News 15 ▪ De

lhi NCR ▪ Amritsar ▪ Ludhiana ▪ Jalandhar ▪ Muktsar ▪ Nihal Singh Wala ▪ Panipat ▪ Karnal ▪ Muzaffarnagar ▪ Moradabad Currently Working with 300+ exporters spread across 60+ cities in India 16 Cities where exporters are located Tier 1/2 cities Tier 3/4 cities ▪ Kolkata ▪ Hyderabad ▪ Elurupadu ▪ Bhimavaram ▪ Dowlais

waram ▪ Kakinada ▪ Guntur ▪ Nellore ▪ Ongole ▪ Bangalore ▪ Mumbai ▪ Chennai ▪ Ahmedabad ▪ Indore ▪ Agra ▪ Gandhidham ▪ Rajkot ▪ Anand ▪ Veraval ▪ Kannad ▪ Raigad ▪ Villupuram ▪ Madurai ▪ Coimbatore ▪ Tumkur ▪ Hassan ▪ Mangalore ▪ Tirupur ▪ Cochin City List 17 Working with 450+ buyers across 40+ c

ountries ▪ Poland ▪ Italy ▪ France ▪ Portugal ▪ United States of America ▪ Canada ▪ Mexico North America ▪ Czech Republic ▪ Switzerland ▪ Netherlands ▪ Spain ▪ Sweden ▪ Germany ▪ UK Europe ▪ Egypt ▪ Israel ▪ Oman ▪ Qatar ▪ UAE ▪ Saudi Arabia Middle East ▪ China ▪ Indonesia ▪ Malaysia ▪ Singapore

▪ Thailand ▪ Vietnam ▪ Philippines ▪ Japan Asia Australia ▪ Peru ▪ Colombia ▪ Dominican Republic South America Working with exporters across 10+ different industries 18 AGRI COMMODITIES C ereals/pulses, food grains, nuts, oil seeds, rice, spices READYMADE GARMENTS Garments / Fashion Accessories, Textile INDUSTRIALS Fiber

Optics, Auto components / Ancillaries, Engineering Goods PACKAGING MATERIALS Plastic Bags, PP Woven Sacks/Bags FABRIC AND YARN Cotton Knitting Yarn FROZEN FOOD Meat, Seafood FMCG Processed flour, Basmati Rice CHEMICALS Organo - Sulphur compounds, Rubber Chemicals LEATHER GOODS Leather Products, Leather footwear, Industrial Leather

Work Gloves, Hospitality Accessories Drip started with processed foods sold to the US CONTACT US 19 cs@dripcapital.com +91 - 9987779334 Visit: www.dripcapital.com Drip Capital Inc. 555 Bryant St. #356, Palo Alto, CA 94301, USA (T) +1 844 804 4822 USA OFFICE 1001, Embassy Chambers, 3rd Road, Khar West Mumbai – 400052 (T) +91 - 998777933