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Carly and Scott are targets Carly and Scott are targets

Carly and Scott are targets - PowerPoint Presentation

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Carly and Scott are targets - PPT Presentation

Lesson 6 Scams Targeting Students Meet Scott and Carly Scott and Carly attend college Because they are students they are the likely targets of scams Why target students Less financial experience ID: 651417

carly scott scams students scott carly students scams money pay company personal video scholarship special signs representative fees training job info college

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Presentation Transcript

Slide1

Carly and Scott are targets

Lesson 6: Scams Targeting StudentsSlide2

Meet Scott and CarlyScott and Carly attend college. Because they are students, they are the likely targets of scams. Slide3

Why target students?Less financial experienceEager to get a good dealSlide4

Let’s explore some of the scams Scott and Carly experience while away at college.Slide5

Scott spots the fake check scamScammer sent Scott a realistic check that turned out to be fake

Scott also found out to never wire transfer money to a stranger

He learned to be leery of checks written for a high amount with the sender requesting money be sent backSlide6

Scammer promised Carly she could make thousands of dollars by working or running a business.Carly paid a lot of money to get materials and training for the “job.” In the end, Carly had spent a lot of money and did not earn the money back.

Carly falls for a job opportunity scamSlide7

Video: From the Federal Trade Commission

http

://

www.youtube.com/watch?v=A-4N9z21U7oSlide8

Along with many classmates, Scott and Carly entered an online contest. A week later, they received notices they had “won”They completed a form which required personal information, including their Social Security numbers

Instead of delivering a prize, scammers used personal info to commit identity theft

Scott and Carly fall for a personal information ploySlide9

Scammer asked Scott for advance fees in exchange for a phony scholarship Most legitimate services won’t charge fees

Scott gets exposed to

scholarship scamsSlide10

Scott was also cautious when he attended a scholarship seminar that ended with a sales pitchSlide11

Video: From the Ohio Attorney General’s Office’s

2012 Take Action Video

Contest, 3

rd

place

http://

www.youtube.com/watch?v=Dpx9Jfe59I4Slide12

Scammers promise “free” trips, “bargain” airfares, etc.Often come with other conditions, restrictions, hidden costs, and obligations

Carly is cautious to avoid spring break scamsSlide13

Top Signs of a ScamSomeone you don’t know requests personal info.You win a “contest” that you never entered.

You’re pressured to “act now!”

You must pay to receive a “prize”

Someone requests a large down payment.Slide14

Top Signs of a ScamYou’re asked to send money via wire transfer or prepaid card.You are overpaid for an item you sell online.

The company refuses to provide written info.

The company has no physical address.

The company insists you pay in cash.Slide15

Review QuestionsWhat are some signs of a scam?

Why are students targeted by scammers?Slide16

A Short Quiz!1. List three types of scams that target students.

2. You

were offered a job as a secret shopper but first you have to pay $250 for a special training. This is a typical business practice and you should pay for the

training.

True or False?Slide17

Quiz (cont.)

3. To

locate good college scholarships, sometimes you have to pay upfront fees: True or False?

4. A

representative for a cruise company tells you and your friends that you should buy tickets for a spring break cruise as soon as possible or else you’ll miss out on a bunch of special offers. What are some red flags in this scenario?

a

- Companies

are not allowed to tell students about travel

opportunities.

b - The

representative should not be pressuring the students to buy

now.

c

- The

representative may not be disclosing all of the information concerning the special

offers.

d

- Both

b and c